A Northern Kentucky University student won "Best Undergraduate Paper" at the 2021 Kentucky Economic Association Undergraduate Research Conference last week.
Brooklyn Stephens, an economics major at NKU and a fellow at the Center for Economic Education, presented "Money Keeps Me Up at Night: An Analysis of Financial Anxiety in the United States".
The paper identifies demographic groups that may suffer from increased financial anxiety. The research study serves as the first step in the process to identify policy avenues to alleviate the burden in individuals' lives, which will improve financial and overall wellbeing. Stephens said she chose the topic because it is relevant but also under-researched.
“There is limited existing literature on this topic,” Stephens said. “However, the sources that are available are clear that financial anxiety can have a multitude of negative effects such as the increased likelihood of a depressive and/or anxiety disorder, decreased academic performance in college students and decreased voter participation, especially among those in poverty.”
Stephens is the second NKU economics student to win the award in the past three years. Dakota Langhals won the award in 2018 for his research on the effect that predatory lending laws have on mortgage prices and closure rates.
“Winning the best paper award was something I didn't expect but means so much to me,” Stephens said. “I am so grateful to the Center for Economic Education for giving me the opportunity to work on this research and learn something new.”
“I am extremely proud of Brooklyn and her efforts,” Dr. Abdullah Al-Bahrani, director of the Center for Economic Education, said. “It is a rewarding experience to watch students tackle hard tasks and succeed. While I had no doubt of her ability, this recognition by the Kentucky Economic Association is validation to Brooklyn of her ability and a testament to the work of our economics department. We are focused helping develop students by providing them with experiences for career development.”
-Staff report
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